USF Logo

Financial Need and Expected Family Contribution (EFC)


Aid for most financial aid programs is awarded based on financial need (except for unsubsidized Federal Stafford Loans and PLUS loans). The Expected Family Contribution, or EFC, is a measure of your family's income financial strength and indicates how much of your and your family's financial resources (for dependent students) should be available to help pay for your education.

The EFC is calculated from the information you report on the FAFSA and according to a formula established by law. Your family's income (taxable and untaxed) and assets are considered in determining your EFC. Your family size and the number of family members who will be attending a college or career school are also considered. Your EFC will appear on the Student Air Report you receive after you file your FAFSA.

jkrez - 10/11/10