Long Term Care

Long-Term Care Insurance, available through John Hancock Life Insurance Company, provides your loved ones with the means to care for you when you can’t care for yourself. Services include custodial care, medical support, and more while protecting your retirement assets and allowing you to maintain independence.
This plan is simplified issue to eligible new employees within their first 60 days of employment and is available to employees’ spouses, partners, parents, grandparents, in-laws, siblings, and adult children (ages 18 to 79), with evidence of insurability.
Long-Term Care is the type or care received either at home or in a facility, when someone needs assistance with activities of daily living (bathing, dressing, toileting, transferring, continence, and eating), or suffers severe cognitive impairment (such as Alzheimer’s diseases).  This coverage may be used to cover a variety of expenses related to care.  The plan is designed to offer you a daily or monthly benefit amount for the elected benefit period of your choice with the option to choose automatic inflation coverage.
Long-Term Care Insurance policies are offered through convenient payroll deduction while you are employed by the university and may be continued after retirement or termination of employment, with no increase in premium or reduction in coverage.

Eligibility

Participation is open to benefits-eligible employees with at least a 0.50 FTE appointment.

Enrollment

Eligible employees may enroll during their first 60 days of employment or during open enrollment periods for Gabor Long-Term Care plans. Late enrollment can be done outside of these time frames with evidence of insurability. Enrollment forms are available from Gabor.

For more information about Long Term Care and other products that Gabor has to offer to USF employees please visit: http://www.gaboragency.com/schools/university-south-florida

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