Tax Sheltered Annuities (TSA) 403(b)

The University of South Florida offers all employees (Administration, Faculty, Staff and Temporary) the opportunity to participate in tax-deferred programs through 403(b) Tax Sheltered Annuities and 457 Deferred Compensation plans. These programs offer employees the opportunity to save money for retirement while reducing their current income tax liability. Taxes on earnings and contributions are deferred until you receive them as income. Contributing to a tax-deferred program is voluntary. Contributions are made through payroll deduction and forwarded to a participating investment company. For a list of participating companies click on Tax Sheltered Annuity Providers Contact List under FIND IT.

USF 403(b) Plan Document

How to Enroll (TSA 403b)

TSA 403b

  • Enrollment can be completed at any time.
  • Contact the provider company of your choice from the list to sign a contract.
  • Complete a Salary Reduction Agreement form (HR Forms Library).
  • Submit the Salary Reduction Agreement to the HR Benefits department.

How to Change Your Contribution Amount (TSA 403b)

  • Submit a new Salary Reduction Agreement form with the desired contribution amount to the HR Benefits department.
  • Changes can be made at any time.

To submit forms via campus mail:

    USF Tampa SVC 2172

    USF Sarasota-Manatee B 112

    USF St. Petersburg BAY 206


IRS Retirement Contribution Limits

Tax Sheltered Annuity Providers Contact List

Loan or Hardship Withdrawal

Have a Question? Contact your Service Center.

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